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AllGuard Insurance Corp
Medicare, Health & Life Insurance for Florida Families
AllGuard Insurance Corp
Medicare, health and life insurance made simple for Florida families.
Independent, licensed and based in Florida. We compare Medicare, ACA, supplemental and life plans across multiple carriers, explain the tradeoffs in plain language, and our help costs you nothing.
Medicare
Advantage, Supplement and Part D plans compared side by side before you sign anything.
Health Insurance
ACA Marketplace plans with a full subsidy review, so you never pay more than you have to.
Life Insurance
Term, whole life and final expense protection for the people who depend on you.
Your Florida Insurance Partner
An Independent Agency That Shops Every Carrier For You
We are not tied to a single carrier, so the plan we recommend is the one that fits you. We handle the enrollment paperwork, then stay on as your agent for claims questions and annual reviews.
Licensed & Independent
We represent you, not a single carrier
- Free guidance, and your premium never changes
- Se habla español, from the same agent every time
What We Cover
Four lines of coverage, one licensed agent, and no cost for our help.
Medicare Plans
Advantage, Supplement and Part D compared side by side, plus an Annual Enrollment review every October.
Obamacare / ACA
Marketplace health plans with a full subsidy review, matched to your doctors and your prescriptions.
Supplemental Coverage
Dental, vision, accident and critical illness plans that pay cash benefits directly to you.
Life Insurance
Term, whole life and final expense protection, sized to your family and your budget.
Real Help From An Agent Who Answers The Phone
Most people meet insurance at the worst possible moment. A birthday that triggers Medicare enrollment, a job change that ends a health plan, a diagnosis that turns a policy document into something you finally have to read. AllGuard exists for that moment. We compare the plans you qualify for, explain the tradeoffs in plain language, and handle the paperwork from start to finish.
- We compare plans by your doctors and your prescriptions
- We handle the enrollment paperwork start to finish
free plan comparison
No cost, no obligation, and no pressure to switch.
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Why Choose Us
Why Florida families and seniors trust AllGuard with their coverage.
Four reasons Florida families and seniors stay with us year after year.
Licensed and Independent
We compare multiple carriers instead of representing just one.
Plans Built Around You
Your doctors, your prescriptions and your budget, in that order.
Service in Two Languages
English and Spanish, from the same agent who wrote your policy.
Free, Always
Your premium is identical with or without an agent.
Medicare Basics
Turning 65? Here Is What To Know
Short, plain-language answers to the Medicare questions that cost people the most money.
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Do Not Miss Your Window
Your Initial Enrollment Period
It runs seven months, starting three months before the month you turn 65 and ending three months after. Miss it without other qualifying coverage and you can carry a late enrollment penalty for the rest of your life. One call is usually all it takes to get this right.
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Find the coverage that actually fits your life
Reviews
What Our Clients Say
Real feedback from the Florida families and seniors we have helped enroll.
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Common Questions
The Questions We Get Asked Most
If your question is not here, call us. Most answers take about five minutes.
No. Our help is free to you. We are paid by the insurance carrier when you enroll, and your premium is exactly the same whether you use an agent or sign up on your own. You may as well have someone in your corner.
Your Initial Enrollment Period runs seven months, starting three months before the month you turn 65. After that, Annual Enrollment runs October 15 through December 7 each year. Certain life changes, like a move or losing employer coverage, open a Special Enrollment Period.
Yes. We review your current plan against everything available this year, and we will tell you honestly if the plan you already have is still the best one for you.
Important disclosures. AllGuard Insurance Corp is not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Assistance Program, to get information on all of your options.